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The Protection Financial Benefit (PFB) is a ratio between the protection price (CTC) and the damage cost reduction (MLEB - LEA):
PFB = CTC / (MLEB-LEA)
For Corporate Risk Managers and Insurers, if:
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PFB < 1%, the protective technology is strongly recommended.
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1% ≤ PFB ≤ 4%, insurance companies adjust their rates and premiums.
For the four incidents analysed in the publication, calculations have shown that the SERGI System Financial Benefit was far below the 1% criterion with ratios ranging from 0.015% to 0.06%.
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